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spoga 2024 spoga horse | Cologne: Why are mortgage rates so high? Mortgage rate predictions 2024 Should I wait for mortgage rates to drop to buy? FAQs Why are mortgage rates so high? Mortgage rate predictions 2024 Should I wait . With just days left in 2023, many Americans are turning a hopeful eye toward 2024. As inflation and interest rate hikes likely damaged their finances in the past year — but with news that .